If you are facing creditors, you should not and need not do so alone. We have decades of experience helping people and businesses with financial problems. We can assist with personal loan and credit card problems, negotiation and settlement of debts, bankruptcy, foreclosure, debt collection and consumer rights law. Are you receiving harassing phone calls? Is your salary being garnished? Have you been served with legal papers? Whether you are facing a limited short-term problem, or you have had long-term, ongoing financial problems and are ready to do something about them, we can help.